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Glossary

KYC and AML

KYC is customer identity verification; AML is the broader set of anti-money-laundering procedures that KYC is part of.

KYC (Know Your Customer) is the process of verifying a customer's identity when registering on an exchange — this usually requires uploading a photo of an ID document and a selfie, and sometimes proof of address as well.

AML (Anti-Money Laundering) is the broader set of rules and procedures that KYC is one part of — it also includes monitoring transactions for suspicious activity and reporting it to the relevant authorities. AML requirements are set at the country or regional-bloc level (e.g. under MiCA in the EU) rather than by one single global regulator — see VASP and the Travel Rule for the international standards most national AML regimes are built on.

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